Who Pays Accident At Work Compensation?
The law states your employer has a legal duty to keep you safe while you’re at work and could be responsible for paying compensation to you for your no-fault accident at work. Your employer is legally required to pay statutory sick pay while you recover from a work-related injury or illness. In the UK, all organisations – regardless of size – must have sufficient employers liability insurance in place that covers medical costs when an employee is injured at work or becomes ill due to exposure at work. So, if you’ve been injured in an accident that wasn’t your fault, while doing your job, then your company’s insurance firm should cover the amount of compensation you’re entitled to.Types Of Accident At Work
Every accident at work is different but as a guide, personal injuries are usually caused by one-off accidents or repeated exposure at work. One-off accidents at work include:- Slips, trips and falls
- Falling from a height
- Being hurt by a falling object
- Being crushed by heavy machinery
- Being hurt by faulty equipment
- Sustaining burn injuries from accidental contact with hazardous materials
- Carpal tunnel syndrome caused by repetitive activities
- Tinnitus or hearing loss from noise exposure
- Back pain due to lifting heavy items without proper training or support
- Respiratory illness due to toxic fumes exposure
What Should You Do If You’re Injured At Work?
The most important thing to do if you’re injured at work is to deal with the formalities of notifying your employer of your injury or illness – once you’ve made sure your immediate medical needs have been taken care of. You need to create a record of your accident to support your claim and try to ensure the incident is recorded in the accident report book at your place of work. Every accident at work is unique and requires a slightly different approach, but as a guide if you’re injured at work and it is severe, you should call for an ambulance before asking a colleague to deal with the formalities (detailed below) on your behalf. As a guide if you’re injured at work, you should:- Report your accident to your site or floor manager
- Create a written incident report in the accident book at work
- Take photos of the scene of your accident
- Establish if any witnesses and get statements from them
How Much Compensation Will You Get For Your Injury?
Every compensation case is different and the amount of compensation you receive will depend on a number of factors. Your level of compensation depends on:- The severity of your injury or illness
- Medical treatment costs
- Any lost income
- Ongoing care costs
- Personal pain and suffering
