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How Can You Avoid Common Pitfalls When Buying Property?

How Can You Avoid Common Pitfalls When Buying Property?With the property market still moving at a fast pace, it’s vital you’re able to buy your next home as quickly and as efficiently as possible – and using an experienced professional conveyancing solicitor will help ensure the process is as straightforward as possible.

Buying or selling a home is often a major decision or an important investment and the process can become complicated and stressful. With the help of an experienced conveyancing solicitor, you don’t need to worry about the legal aspects of a property purchase and can buy with peace of mind.

Your conveyancing solicitor will make sure the process runs as it should and that all the legal necessities are taken care of, including approving contract, checking the title and searches, raising appropriate enquiries, complying with Lender’s conditions in the mortgage, arranging the transfer of funds from buyer to seller, and transferring ownership from seller to buyer.

How To Avoid The Common Pitfalls Of Residential Conveyancing

Buying a home is an exciting but stressful time as there is a lot that can go wrong with the purchase process – which is why you need to use an experienced professional conveyancing solicitor who will make sure all the legal checks are made and that the process is as straightforward as possible.

5 common pitfalls to avoid when buying or selling property:

  • Moving Slowly

Once you’ve made the decision to buy, instruct an experienced conveyancing solicitor as soon as you can who will start the purchase process straightaway. Always use a CQS (Conveyancing Quality Scheme) accredited solicitor for peace of mind.

  • Being Unprepared With Documentation

Have your forms of ID ready so that you don’t delay the process – acceptable forms include a passport, driving licence or council tax bill.

  • Not Checking Paperwork

Make sure you fill in the paperwork correctly and return it quickly too. Always check the details in the paperwork to ensure you fully understand the nature of the property you’re buying – for example, rights benefiting the Property, rights reserved against the Property, restrictions affecting its use and future alterations or extensions or has it undergone any alterations or extensions such a loft extension or new conservatory? If so advise your solicitor so that he can ensure that the relevant planning permissions are there for any work that’s been undertaken. Ask your solicitors if you haves any questions or if you are not sure about any aspect.
If you’re selling a property, make sure you have all the paperwork needed for any alterations that have been made to the property.

  • Not to Carry Out Searches

Searches enable you to check the details of the home you’re buying, including the immediate area and any potential risks associated with it such as drains and sewers running through the Property, which may affect future development, or a history of flooding or any financial charges registered against this Property. Be careful you don’t decide not to conduct searches in order to speed up the process, as this could result in you paying too much for the property or having difficulties selling it in the future or you end up paying the financial charges.

  • Failing To Understand The Details

Make sure you understand the type of property you’re buying, such as is it freehold or leasehold and the intended use of the property, such as a home or to rent out. These key details will affect the information your conveyancing solicitor needs. For example, with a leasehold property you’ll need to see a management pack that includes data on issues such as service charge and ground rent, and for a buy-to-let purchase your mortgage agreement will likely be more complicated and your solicitor need to make various checks to ensure that any existing tenancy complies with lender’s requirements and meets the current legislation.

How We Can Help You With Your Property Purchase

Our conveyancing solicitors are here to help you with every aspect of your home purchase or sale, and have the experience and legal knowledge to ensure the process is as efficient and uncomplicated as possible.

We will provide advice and guidance throughout, making sure all the checks are completed accurately and quickly, and that you understand fully the details of the property to avoid any potential unexpected costs or problems in the future. With our help, your property purchase will be both delay- and stress-free.

For advice on the residential conveyancing process or to speak to one of our conveyancing solicitors about a property you’d like to buy or sell, contact our team of specialist property solicitors on 01244 311 633 or email advice@bartletts.co.uk

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